George F. Vieth   

CONNECT

Address:

10 Patten Parkway
Chattanooga, TN 37402

Phone:

423-267-6858,Toll Free 877-648-4384

Fax/Other:

603-386-6784

What You Can Expect From Our Process

 

 

My objective is to  identify if there are any gaps within your financial plan or asset management that may be holding you back in any way. The process we guide our clients through has purpose and discipline.

We help our clients in two ways

  1. Financial Planning
  2. Asset Management

Financial Planning

It is my ultimate goal for my clients to be able to answer 3 questions

  1. Who are you
  2. Why do you get up in the morning
  3. What do you want to accomplish

Any life plan or financial plan is built around these three questions. .

My financial planning process addresses the 5 buckets where I feel an individual can direct their income.

  1. Taxes
  2. Life Style
  3. Savings/investing
  4. Debts
  5. Giving

My goal is to help my clients find money they are already spending to redirect towards giving, reducing debt, savings, and investing. In conjunction with a tax advisor or working with your current tax advisor we will help you review strategies to reduce your taxes. I will also review your credit cards, mortgages, student loans and other debts then helping you evaluate all your options. Applying any tax and interest saving towards your goals is a great way to help increase your wealth. Along the way we will pursue connecting your passion and purpose to your plan so your life style can be more aligned to who you are. 

Asset Management 

I believe one of the primary driving forces of any business, including the price of stocks, mutual funds, exchange traded funds, and bonds, is the law of supply and demand. When there are more buyers than sellers willing to sell, the price usually moves higher. When there are more sellers than buyers willing to buy, the price can move lower.  This law of suppy and demand is the foundation of how I pick assets that could make up your portfolio. This is the foundation to comparing different asset classes on a relative strength basis. I rely on relative strength to manage portfolios because of its can have an adaptive nature.

Analyzing securities by their relative strength may provide a way to help identify the current leaders. Relative strengh is simply the comparison of price performance. It is the leaders that we want to own ideally. Protecting and growing wealth requires avoiding big losers where possible. I believe that relative strength can help identify long term winners and also a way to avoid losers. Of course this is not a sure way of avoiding losses as past performance does not guarantee future results. This helps provide a disciplined rules based model to assist in portfolio management.

Relative strength analysis is not confined just to the financial markets. For example, consider
the process by which the United States Olympic Track & Field Team is selected. Olympic Trials
are held and athletes compete against one another. The winners of the Olympic Trials are selected
to represent the United States at the Olympic games. This approach is preferred over
other selection methods, such as having a committee of “experts” decide which athletes should
be on the team or even selecting the losers of the Olympic Trials to be on the Olympic Team in
the hope that “they are due for a bounce.” In my view, the most reliable way to select future
winners is to select current winners. This is essentially what relative strength is
designed to do: build a portfolio of the market leaders and hold them as long as they remain
strong. Again, it is important to keep in mind that past performance does not guarantee future results.

As in football, there is a time to have the offense and a time for the defense to be on the field. Before you play the game, possibly knowing which team, offense or defense, to put on the field... offense - wealth accumulation mode and defense- wealth preservation mode, is an important part of our risk management discipline.

My services can be accessed on a fee for service, hourly rate, or as part of a money management relationship.

 To subscribe to our Newsletter click here

If you have any questions or would like to discuss our process, please give our office a call or send us an email at george.vieth@voyafa.com.